PAYMENT SETTINGS

import { paymentSettings } from '@wix/ecom/service-plugins';

// Configuration
const HIGH_VALUE_THRESHOLD = 1000;

paymentSettings.provideHandlers({
  getPaymentSettings: async ({ request, metadata }) => {
    try {
      // Get the order total
      const orderTotal = Number(request.order?.priceSummary?.total?.amount) || 0;

      // Determine if 3DS is required based on order value
      const require3DS = orderTotal >= HIGH_VALUE_THRESHOLD;

      return {
        paymentSettings: {
          requires3dSecure: require3DS
        }
      };
    } catch (error) {
      // Default to not requiring 3DS on error
      return {
        paymentSettings: {
          requires3dSecure: false
        }
      };
    }
  },
  getPaymentSettingsForCheckout: async () => ({ blockedPaymentOptions: [] }),
});

import { paymentSettings } from '@wix/ecom/service-plugins';

// Countries that require 3DS
const REQUIRE_3DS_COUNTRIES = ['GB', 'FR', 'DE', 'IT', 'ES'];

paymentSettings.provideHandlers({
  getPaymentSettings: async ({ request, metadata }) => {
    try {
      // Get billing country from order
      const billingCountry = request.order?.billingInfo?.address?.country;

      // Check if country requires 3DS
      const require3DS = billingCountry
        ? REQUIRE_3DS_COUNTRIES.includes(billingCountry)
        : false;

      return {
        paymentSettings: {
          requires3dSecure: require3DS
        }
      };
    } catch (error) {
      // Default to not requiring 3DS on error
      return {
        paymentSettings: {
          requires3dSecure: false
        }
      };
    }
  },
  getPaymentSettingsForCheckout: async () => ({ blockedPaymentOptions: [] }),
});